Community State Bank of Southwestern Indiana, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Community State Bank of Southwestern Indiana main office is located at 220 S Lockwood St, Poseyville IN 47633.

The first Branch that Community State Bank ofSouthwestern Indiana opened was in St Wendel, Indiana, also in Posey County, in 1968. In 1985, the branch was remodeled and expanded because of the growth that was occurring.

The year 2007 marked the twenty year anniversary for the opening of Community State Bank of Southwestern Indiana's branch in Poseyville, Indiana, also in Posey County.

The St Philip branch opened in May 2008 and is our fourth Posey County branch. The St. Philip branch was built by the Farmers Bank & Trust Co of Wadesville in May of 1979 and was acquired by Citizens Bank of Evansville then ultimately became Fifth Third Bank. Fifth Third later closed the branch and it was purchased by CSB.

During the summer of 2012 CSB State Bank changed the name of the bank to Community State Bank of Southwestern Indiana. The fifth office is to be opened in the Fall of 2012.