Community Point Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Community Point Bank has a long history in the area. The first bank in town was the Russellville Exchange Bank organized in 1895. Later, in 1912 the Farmers and Merchants Bank was organized. In the late 1920s, the Russellville Exchange Bank took over the Farmers and Merchants Bank. When the Great Depression hit, the bank was closed for a short time. It reopened July 10, 1934 under the name of Community Bank of Russellville.

The bank remained in the Exchange bank building until 1972 when it moved to the present location. In 1999 the building went through a renovation and addition. The Community Bank of Russellville opened a branch at Eugene, Missouri in March of 2008. The bank then started construction of a permanent facility in Eugene in 2012 and in December 2012 Community Bank of Russellville changed its name to Community Point Bank.

Russellville
13218 Railroad Avenue
Russellville, MO 65074
Phone: (573) 782-3881

Eugene
14112 Redfield Drive
Eugene, MO 65032
Phone: (573) 498-3311