CNB Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

CNB Bank, Inc. (CNB), a subsidiary of CNB Financial Services, Inc., is a commercial bank organized for profit to provide financial services to the individuals and businesses of its market area. The bank was established in 1934. CNB has six full service community-banking offices, two in Morgan County, and three in Berkeley County and one in Hancock, Maryland. The Bank offers a full array of financial services consisting of lending, deposit, Investment Management and Trust Services.

Berkeley Springs, Main Office
101 South Washington Street
Berkeley Springs, WV 25411
Phone: 304-258-1520 or 1-888-258-1520
Fax: 304-258-3637

Valley Road Branch
1610 Valley Road
Berkeley Springs, WV 25411
Phone: 304-258-9650
Fax: 304-258-9655

Hedgesville Branch
2646 Hedgesville Road
Martinsburg, WV 25403
Phone: 304-754-3600
Fax: 304-754-5935

Martinsburg Branch
14994 Apple Harvest Drive
Martinsburg, WV 25405
Phone: 304-260-4300
Fax: 304-264-8736

Hancock Branch
333 East Main Street
Hancock, MD 21750
Phone: 301-678-7205
Fax: 301-678-7200

Spring Mills Branch
1231 TJ Jackson Drive
Falling Waters, WV 25419
Phone: 304-274-3505
Fax: 304-274-3525