Citizens State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

In 2013, Citizens State Bank commemorated 120 years of banking at the same location and 100 years as a state bank, providing financial expertise to the communities of Wyoming, Olin, and Oxford Junction and surrounding communities. Citizens State Bank offers Checking & Savings Accounts, Phone & Internet Banking, Credit & Debit Cards, Home Loans, Auto & Personal Loans, Savers Clubs, Forms & Calculators, Farm Loans, Business Loans, Business Accounts.

Wyoming, Iowa
114 W. Main St.
P.O. Box 198
Wyoming, IA 52362
Phone: (563) 488-2211

Olin, Iowa
321 Jackson St.
P.O. Box 39
Olin, IA 52320
Phone: (319) 484-2247

Oxford Junction, Iowa
101 W. Broadway
P.O. Box 308
Oxford Junction, IA 52323
Phone: (563) 826-2231