Citizens Bank & Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens Bank & Trust is a commercial bank, state charter and Fed nonmember, supervised by the FDIC. The bank was established in 1902.

Rock Port
101 N. Main
P.O. Box 70
Rock Port, MO 64482
Phone: (660)744-5333
Fax: (660)744-2565

Craig
105 S. Main
P.O. Box 38
Craig, MO 64437
Phone: (660)683-5333
Fax: (660)683-5326

Mound City
904 State St.
Mound City, MO 64470
Phone: (660)442-3800
Fax: (660)442-5442