Chappell Hill Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

From modest beginnings as a one-man bank, Chappell Hill Bank has grown into a full service bank meeting the needs of a growing community. The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The bank was originally chartered as Farmers State Bank in 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.

Being the oldest bank in the Texas in its original location that has never closed, the bank has built a reputation of conservative soundness. During the Depression, the bank kept its doors open in spite of great adversity, thereby instilling confidence in the community. The bank continues to instill that same confidence in the community with 100 years of continuous service to its customers of Chappell Hill and the surrounding areas.

Chappell Hill Bank
5060 Main Street
Drawer B
Chappell Hill Texas 77426
Telephone: 979-836-6070
Fax: 979-836-6700