Central State Bank, Financial Information

About Central State Bank

 Address:
11025 Hwy 25
Calera, AL
Shelby County, Alabama
 Established:
Feb 1916
 Number of domestic offices:
5
Total assets$405M
Net income$6M
Net income, quarterly$2M
Total deposits$359M
Domestic deposits$359M
Equity capital$42M
ROA1.62%
ROAQ, quarterly1.78%
ROA, pretax1.78%
ROAQ, quarterly, pretax1.88%
ROE15.2%
ROEQ, quarterly17.24%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Central State Bank was chartered February 5, 1916, in compliance with the regulations of the State of Alabama Banking Department.

Central State Bank has four locations. The Main Office located at 11025 Hwy 25 in Calera, The Airport Office located at 57 Hwy 87 near the Shelby Co Airport in Calera, The Limestone Office located at 71 Limestone Parkway in Calera and The Pelham Office located at 3145 Pelham Parkway, Pelham. The bank also owns Central State Mortgage located at 2815 Greystone Commercial Blvd in Birmingham.

Address 11025 Highway 25
Calera, AL 35040

Credit Bureaus
Equifax: PO Box 740241, Atlanta, GA 30374-0241; (800) 525-6285
Experian: PO Box 9532, Allen, TX 75013; (888) 397-3742
TransUnion: PO Box 6790, Fullerton, CA 92834-6790; (800) 680-7289

Law Enforcement
City of Calera: (205) 668-3505
Shelby County Sheriff's Dept.: (205)669-4181
City of Pelham: (205) 620-6550

Main Office
Address
11025 Highway 25
Calera, AL 35040
Phone
Main: (205) 668-0711
Fax: (205) 668-2037

Hours of Operation
Lobby Hours
Mon. - Thurs. 9:00 - 4:00
Friday. 9:00 - 5:00
Saturday Closed

Drive Through
Mon. - Thurs. 8:30 - 4:00
Friday 8:30 - 5:00
Saturday 8:30 - 12:00