Bedford Loan & Deposit Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Bedford Loan and Deposit Bank opened its doors in Bedford, Kentucky at 45 highway 42 East on November 2, 1891 as a full service bank. It was not until 85 years later, that a second branch was established. On April 5, 1976, 1029 Brownsboro Road became the home of the Sligo Branch.

After serving Trimble County for 111 years, Bedford Loan and Deposit Bank again opened doors to more prospective customers. On June 17, 2002, a third branch was established in the heart of Oldham County in LaGrange, Kentucky at 1010 New Moody Lane.

Bedford
45 Highway 42 East
P.O. Box 276
Bedford, KY 40006

Lagrange
1010 New Moody Lane
P.O. Box 227
LaGrange, KY 40031

Pendleton
943 Pendleton Road
Pendleton, KY 40055