BankPlus, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

BancPlus Corporation is the parent company of BankPlus, which was founded in 1909 as Citizens Bank & Trust Company (CB&T), in Belzoni, Mississippi. CB&T grew to include locations in central Mississippi and the Delta. The name was changed to BankPlus in September 1994, when Southeast Mississippi Bank in Quitman was merged into the banking system, extending service area to southeast Mississippi.

BankPlus will remain an independent community bank by focusing on attracting, developing, and retaining high-performance employees who will work together as a team to ensure the best possible service for banks customers and exceptional return on investment for banks shareholders.

In the last decade, BankPlus has grown from $156 million to over $2 billion in total assets. The bank currently have over 60 offices in 33 Mississippi communities. The bank have the vision, the people, the tools and the locations we need to remain a step ahead of the competition.