Bank of Keystone, Financial Information

About Bank of Keystone

 Address:
105 Inland Seas
Keystone, NE
Keith County, Nebraska
 Established:
Jun 1909
 Number of domestic offices:
4
Agriculture bank
Total assets$62M
Net income$1M
Net income, quarterly$0M
Total deposits$56M
Domestic deposits$56M
Equity capital$6M
ROA1.11%
ROAQ, quarterly1.7%
ROA, pretax1.7%
ROAQ, quarterly, pretax1.73%
ROE10.15%
ROEQ, quarterly15.74%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Bank of Keystone received a charter from the Nebraska State Banking Board on June 7, 1909. The business was conducted in a corner of the Welpton Lumber Company on the east corner of Fenwick and Sillasen Streets in the town of Keystone, Nebraska, approximately six miles east of what is currently Kingsley Dam and Lake McConaughy. By 1911 a new brick building had been built on the west corner directly across the street from the original location. The capital stock was $1,500.

The Bank of Keystone currently has four locations in rural communities in Western Nebraska. The bank’s branch in Arthur, Nebraska, was established in 1982. The branch in Hyannis, Nebraska began as a Loan Production Office in November 2000. The building was expanded and the branch became full service in August 2004.

The fourth location was added at the end of 2004 when Elsie, Inc., the holding company of Commercial State Bank in Elsie, Nebraska, was merged into Keystone Investment, Inc., the holding company of the Bank of Keystone.

Celebrating its 105th birthday in 2014, the Bank of Keystone remains a locally owned bank dedicated to the success of the Sandhills and Western Nebraska. From a lending standpoint the bank remains a dependable source of credit for the farmer and rancher, including operating lines of credit as well as intermediate and long-term financing for breeding livestock, machinery and equipment, and real estate.

The bank is not solely an ag lender, however, as it serves small business and consumers. If your need is for long-term, fixed rate financing for ag land, the bank is an approved Farmer Mac seller. On the deposit side the bank offers checking, savings, certificates of deposit, individual retirement accounts and health savings accounts. The bank also offers modern financial services tools such as Internet banking and Visa debit cards.

Main bank
PO Box 210
105 Inland Seas Ct
Keystone NE 69144
Toll-free phone (888) 726-8032
Phone (308) 726-2171
Fax (308) 726-2172