Bank of Dudley, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

The Bank of Dudley opened for business in November 1905. The total assets on opening day were $25,000 with $15,000 in capital stock and $10,000 in deposits.

The Bank of Dudley grew during the roaring twenties and was the only bank in the county to remain open during the depression years.

The Bank opened its first branch in 1986 in East Dublin. Since that time branches have been established in downtown Dublin and on Veterans Boulevard. Heartland Mortgage was established by the Bank to provide local mortgage services to its customers in 1996. The present East Dublin location was opened in December 1997.

The Bank of Dudley is looking forward to its second century of community banking. Bank of Dudley offers the latest in banking services, including internet banking and electronic bill payment, while building on banks tradition of personal customer service.

Bank of Dudley
P.O. Box 4098
Dublin, GA 31040

Physical Address:
200 West Jackson Street
Dublin, GA 31021
Phone: 478.277.1500
Toll Free: 800-757-1515
Automated Attendant: 478.277.1516
Voice Banking: 478.275.8111
Fax: 478.277.1518