Bank of Charles Town, Financial Information

About Bank of Charles Town

 Address:
111 East Washington Street
Charles Town, WV
Jefferson County, West Virginia
 Established:
Feb 1870
 Number of domestic offices:
9
Total assets$620M
Net income$4M
Net income, quarterly$1M
Total deposits$550M
Domestic deposits$550M
Equity capital$63M
ROA0.69%
ROAQ, quarterly0.8%
ROA, pretax0.8%
ROAQ, quarterly, pretax1.02%
ROE7.38%
ROEQ, quarterly8.61%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

From its humble beginnings shortly after the Civil War, the Bank of Charles Town has grown to nearly $300 million in assets and employs close to 100 people in the tri-state area. BCT has a long tradition of providing personalized and responsive service to its customers and the communities it serves.

111 E. Washington St.
P.O. Box 906
Charles Town, WV 25414

Local: (304) 725-8431
Toll Free: (800) 296-8431
Monday - Friday: 8:00am to 5:00pm
Saturday: 8:00am to 12:00pm