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Area Bank, Financial Information

About Area Bank

 Address:
225 Main Street
Rosiclare, IL
Hardin County, Illinois
 Established:
Apr 1920
 Number of domestic offices:
3
Total assets$77M
Net income$1M
Net income, quarterly$0M
Total deposits$61M
Domestic deposits$61M
Equity capital$6M
ROA0.92%
ROAQ, quarterly0.85%
ROA, pretax0.85%
ROAQ, quarterly, pretax0.85%
ROE10.51%
ROEQ, quarterly9.85%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Area Bank is a commercial bank, state charter and Fed nonmember, supervised by the FDIC. The bank was established in 1920. Area Bank offers: Basic Checking, Business Basic Checking, Preferred Club, Christmas/Vacation Clubs, Regular Checking, Premier Savings, Interest Checking, Certificate of Deposit, Money Market Account, IRA, Business Advantage Checking, Business Interest Checking.

Rosiclare
225 Main
P.O. Box 189
Rosiclare, IL 62982
Phone: (618) 285-6813
Fax: (618) 285-6810

Golconda
121 E. Main St.
P.O. Box 10
Golconda, IL 62938
Phone: (618) 683-2600
Fax: (618) 683-2601

Elizabethtown
101 S. Main St.
P.O. Box 186
Elizabethtown, IL 62931
Phone: (618) 287-2171
Fax: (618) 287-8810

Cave in rock
249 N. Canal St.
P.O. Box 278
Cave In Rock, IL 62919
Phone: (618) 289-3240
Fax: (618) 289-3260

Historical Data