Amfirst Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

AmFirst is a full-service financial center offering banking, investments and insurance all under one roof. AmFirst is locally owned and managed bank. AmFirst has always offered the finest in customer service and continues to increase that level of commitment.

AmFirst Bank, based in McCook, Nebraska had its beginning in 1979 with the purchase of First National Bank of Hayes Center. In 1987, American State Bank in McCook was purchased and in 1988, the former Frenchman Valley Bank in Palisade was purchased and reopened as First National Bank of Hayes Center, Palisade Branch. These three banks were merged in 1989 to become AmFirst Bank. AmFirst purchased State Bank in Benkelman in 1992. In September 2006, State Bank officially merged with AmFirst and now carries the AmFirst Bank name as well.