American Trust & Savings Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

American Trust & Savings Bank has been a community pillar since 1911. It has grown to strengthen the products, services, and financial management provided to clients while retaining the integrity and commitment that can only be found through a community bank.

After three generations of growth, ATBancorp (originally incorporated as Amtrust, Inc.) was formed in 1985 to serve as the bank holding company for American Trust & Savings Bank. Today ATBancorp is a two-bank holding company for American Trust and American Bank & Trust–Wisconsin. Headquartered in Dubuque, IA, ATBancorp is a banking organization with assets in excess of $900 million serving nine communities through seventeen banking facilities in Eastern and Central Iowa and Southwest Wisconsin.

Throughout the years, ATBancorp has developed a strong reputation for providing outstanding service to its clients and strongly supporting its local communities.

Dubuque Downtown
895 Main St
Dubuque, IA 52001

Dubuque West
280 Kennedy Rd
Dubuque, IA 52002

Dubuque North
3250 Jackson St
Dubuque, IA 52001

Dubuque South
2600 Rockdale Rd
Dubuque, IA 52003

Inside Hartig Drug
1600 University Ave
Dubuque, IA 52001

Asbury Rd and NW Arteria
l4730 Asbury Rd
Dubuque, IA 52002

Dyersville
301 First Avenue E
Dyersville, IA 52040

Farley
400 First St SW
Farley, IA 52046

Hawthorne Plaza
9350 University Ave, Ste 138
West Des Moines, IA 50266

Dyersville Highway 136 Office
1422 9th St. SE
Dyerville, IA 52040