American State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

American State Bank has believed in the community since 1911. Locally owned, independent and backed by a rock solid financial foundation, American State Bank deeply connect with the needs and goals of its community.

The banks full range of services include personal and commercial banking loans and deposits, mortgage financing, interest-bearing and savings accounts, debit cards, online banking, bank by mail, telephone banking and cash management services. American State Bank have locations in Tyler, Arp and Chapel Hill, and its customer base includes over 20 states and 175 Texas cities.

American State Bank
102 Front St., Drawer 100
Arp, TX 75750
Phone: 903.859.2211
Fax: 903.859.8241

Lobby Hours:
Monday-Thursday: 8:30 a.m.-4:00 p.m.
Friday: 8:30 a.m.-5:30 p.m.