Carolina Federal Credit Union

 Address:
1200 East Church Street
Cherryville, NC
28021
 Phone:
(704) 435-0186
 Fax:
(704) 435-8061

Carolina Federal Credit Union was founded in 1969. The credit union has assets totaling $59.78 Million and provides banking services to more than 7,000 members.

  • Monday
    9:00 am - 5:00 pm
  • Tuesday
    9:00 am - 5:00 pm
  • Wednesday
    9:00 am - 5:00 pm
  • Thursday
    9:00 am - 5:00 pm
  • Friday
    9:00 am - 5:00 pm
  • Saturday
    Closed
  • Sunday
    Closed

The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members. Membership is also open to immediate family of current members.

Loans
  • Short-Term, Small Amount Loans
  • Indirect Loans
  • Pay Day Loans
  • Risk Based Loans
  • Auto Loans
Credit
  • Credit Builder
  • Share Secured Credit Cards (Contact the credit union for a credit card application.)
Savings
  • Certificates of Deposits
  • Regular Share Savings Accounts
  • Share Certificates (CDs) with Low Minimum Balance Requirements
Checking
  • Checking Account (Share Draft Account)
  • ATM and Debit Cards
  • Contact the credit union to reorder checks.
  • Free Share Drafts
Mortgages
  • Indirect Mortgage Loans
  • Real Estate Loans including Mortgages
Online Services
  • Share Account Transfers
  • Carolina FCU Online Banking
  • Electronic Signature Authentication/Certification
  • Online Loan Payments
  • Membership Application
  • View and Download Account History
  • Audio Response/Phone Based Banking
  • Share Draft Orders
  • Transfer to External Accounts
  • New Loan
  • e-Statements
  • Bill Pay
  • Check Account Balances
  • View Account History
  • Mobile Banking / Smartphone (iOS/Android) App
Financial Education
  • Financial Counseling
  • Financial Literacy Workshops

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