Address:1460 Broad Street
Bloomfield,
NJ
07003
XCEL Federal Credit Union was founded in 1964. It's the 16th biggest credit union in New Jersey with assets totaling $199.65 Million and providing banking services to more than 18,000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state, and local government employees. Membership is also open to immediate family of current members.
Loans- Participation Loans
- Auto Loans
- Indirect Loans
- Risk Based Loans
Credit- Share Secured Credit Cards (Contact the credit union for a credit card application.)
- Credit Builder
Savings- Share Certificates (CDs) with Low Minimum Balance Requirements
- Regular Share Savings Accounts
Checking- Free Share Drafts
- Checking Account (Share Draft Account)
- Contact the credit union to reorder checks.
- ATM and Debit Cards
Mortgages- Approved Mortgage Seller
- First Time Homebuyer Program
- Real Estate Loans including Mortgages
- Mortgage Processing
Online Services- New Share Account
- Audio Response/Phone Based Banking
- Transfer to External Accounts
- Mobile Banking / Smartphone (iOS/Android) App
- Electronic Signature Authentication/Certification
- Mobile Payments
- Remote Deposit Capture
- Bill Pay
- Internet Access Services
- Online Loan Payments
- View and Download Account History
- Account Aggregation
- Share Draft Orders
- View Account History
- XCEL FCU Online Banking
- Share Account Transfers
- Membership Application
- New Loan
- e-Statements
- Check Account Balances
Business Services- Business Checking
- Indirect Business Loans
- Business Loans
Financial Education- Financial Education
- Financial Literacy Workshops
- Financial Counseling
