United Federal Credit Union

 Address:
150 Hilltop Road
St Joseph, MI
49085
 Phone:
(888) 982-1400

United Federal Credit Union was founded in 1949. It's the 5th biggest credit union in Michigan with assets totaling $3.28 Billion and providing banking services to more than 178,000 members.

  • Monday
    8:00 am - 10:00 pm
  • Tuesday
    8:00 am - 10:00 pm
  • Wednesday
    8:00 am - 10:00 pm
  • Thursday
    8:00 am - 10:00 pm
  • Friday
    8:00 am - 10:00 pm
  • Saturday
    8:00 am - 4:00 pm
  • Sunday
    Closed

The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.

Loans
  • Indirect Loans
  • Risk Based Loans
  • Auto Loans
  • Participation Loans
Credit
  • Share Secured Credit Cards (
Savings
  • Health Savings Accounts
  • Share Certificates (CDs) with Low Minimum Balance Requirements
  • Regular Share Savings Accounts
Checking
  • Checking Account (Share Draft Account)
  • Free Share Drafts
  • ATM and Debit Cards
  • Contact the credit union to reorder checks.
Mortgages
  • Approved Mortgage Seller
  • Interest Only and Payment Option 1st Mortgage Loans
  • Real Estate Loans including Mortgages
  • Mortgage Processing
  • First Time Homebuyer Program
Online Services
  • New Loan
  • Bill Pay
  • Transfer to External Accounts
  • Share Account Transfers
  • Mobile Banking / Smartphone (iOS/Android) App
  • Check Account Balances
  • Remote Deposit Capture
  • Mobile Payments
  • United FCU Online Banking
  • Online Loan Payments
  • View Account History
  • Electronic Signature Authentication/Certification
  • Internet Access Services
  • Audio Response/Phone Based Banking
  • e-Statements
  • Membership Application
  • View and Download Account History
  • Share Draft Orders
  • New Share Account
Business Services
  • Business Loans
  • Business Checking
  • Small Business Loans

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