ACT 1st Federal Credit Union

 Address:
14316 National Highway SW
LaVale, MD
21502
 Phone:
(301) 729-8015
 Fax:
(301) 729-2147

ACT 1st Federal Credit Union (formerly known as Allegany County Teachers FCU) was founded in 1950. The credit union has assets totaling $144.64 Million and provides banking services to more than 13,000 members.

  • Monday
    9:00 am - 5:00 pm
  • Tuesday
    9:00 am - 5:00 pm
  • Wednesday
    9:00 am - 5:00 pm
  • Thursday
    9:00 am - 5:00 pm
  • Friday
    9:00 am - 5:00 pm
  • Saturday
    9:00 am - 1:00 pm
  • Sunday
    Closed
  • Monday
    8:00 am - 5:00 pm
  • Tuesday
    8:00 am - 5:00 pm
  • Wednesday
    8:00 am - 5:00 pm
  • Thursday
    8:00 am - 5:00 pm
  • Friday
    8:00 am - 6:00 pm
  • Saturday
    8:00 am - 1:00 pm
  • Sunday
    Closed

The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves education employees. Membership is also open to immediate family of current members.

Loans
  • Risk Based Loans
  • Indirect Loans
  • Auto Loans
Savings
  • Share Certificates (CDs) with Low Minimum Balance Requirements
  • Certificates of Deposits
  • Regular Share Savings Accounts
Checking
  • Contact the credit union to reorder checks.
  • ATM and Debit Cards
  • Free Share Drafts
  • Checking Account (Share Draft Account)
Mortgages
  • Mortgage Processing
  • Real Estate Loans including Mortgages
Online Services
  • ACT 1st FCU Online Banking
  • Check Account Balances
  • Share Account Transfers
  • Online Loan Payments
  • Membership Application
  • Share Draft Orders
  • View and Download Account History
  • New Share Account
  • New Loan
  • e-Statements
  • Audio Response/Phone Based Banking
  • Transfer to External Accounts
  • Mobile Banking / Smartphone (iOS/Android) App
  • Remote Deposit Capture
  • Account Aggregation
  • Bill Pay
  • View Account History
Business Services
  • Small Business Loans
  • Business Checking
  • Business Loans
Financial Education
  • Financial Literacy Workshops
  • Financial Education
  • Financial Counseling

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