JPMorgan Chase Bank, Los Osos Branch


San Luis Obispo County, Los Osos
1045 Los Osos Valley Road 93402, CA



Nearest Banks

0.1 mi.Rabobank
San Luis Obispo County, Los Osos, 1001 Los Osos Valley Road, CA, 93402
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3.9 mi.Bank of America
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3.9 mi.JPMorgan Chase Bank
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4.0 mi.Wells Fargo Bank
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8.7 mi.Pacific Western Bank
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9.2 mi.JPMorgan Chase Bank
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JPMorgan Chase Bank

EstablishedJan 1824
Number of domestic offices5289
Number of foreign offices197

About JPMorgan Chase Bank

JPMorgan Chase & Co. is an American multinational banking and financial services holding company, and the largest bank in the United States by assets. It is a major provider of financial services, and according to Forbes magazine is the world's second largest public company based on a composite ranking. The hedge fund unit of JPMorgan Chase is the second largest hedge fund in the United States. It was formed in 2000, when Chase Manhattan Corporation merged with J.P. Morgan & Co.

The J.P. Morgan brand, historically known as Morgan, is used by the investment banking as well as the asset management, private banking, private wealth management and treasury & securities services divisions. Fiduciary activity within private banking and private wealth management is done under the aegis of JPMorgan Chase Bank, N.A.—the actual trustee. The Chase brand is used for credit card services in the United States and Canada, the bank's retail banking activities in the United States, and commercial banking. The corporate headquarters are in 270 Park Avenue, Midtown, Manhattan, New York City, New York, and the retail and commercial bank is headquartered in Chase Tower, Chicago Loop, Chicago, Illinois, United States.JPMorgan Chase & Co. is considered to be a universal bank.

JPMorgan Chase is one of the Big Four banks of the United States with Bank of America, Citigroup and Wells Fargo. According to Bloomberg, as of October 2011 JPMorgan Chase surpassed Bank of America as the largest U.S. bank by assets. Its predecessor, the Bank of the Manhattan Company, was the 22nd oldest bank in the world.

JPMorgan Chase & Co. owns five bank subsidiaries in the United States: JPMorgan Chase Bank, National Association; Chase Bank USA, National Association; Custodial Trust Company; JPMorgan Chase Bank, Dearborn; and J.P. Morgan Bank and Trust Company, National Association.

JPMorgan Chase's activities are organized, for management reporting purposes, into five business segments: corporate & investment bank, card services and consumer lending, commercial banking; personal and business banking, home lending, asset management, corporate; including private equity (One Equity Partners) and treasury and corporate functions. The investment banking division at J.P. Morgan is divided by teams: industry, M&A and capital markets. Industry teams include consumer and retail, healthcare, diversified industries and transportation, natural resources, financial institutions, metals and mining, real estate and technology, media and telecommunications.

Although the old Chase Manhattan Bank's headquarters were located at One Chase Manhattan Plaza in downtown Manhattan, the current world headquarters for JPMorgan Chase & Co. are located at 270 Park Avenue. The bulk of North American operations take place in four buildings located adjacent to each other on Park Avenue in New York City: the former Union Carbide Building at 270 Park Avenue, the hub of sales and trading operations, and the original Chemical Bank building at 277 Park Avenue, where most investment banking activity took place. Asset and wealth management groups are located at 245 Park Avenue and 345 Park Avenue. Other groups are located in the former Bear Stearns building at 383 Madison Avenue.

Chase, the U.S. and Canada, retail, commercial, and credit card bank is headquartered in Chicago at the Chase Tower, Chicago. The Asia Pacific headquarters for JPMorgan is located in Hong Kong at Chater House. Approximately 11,050 employees are located in Columbus at the McCoy Center, the former Bank One offices. The bank moved some of its operations to the JPMorgan Chase Tower in Houston, when it purchased Texas Commerce Bank.

Financial information

Total assets$2,140,778M
Net income$18,930M
Net income, quarterly$3,161M
Total deposits$1,534,907M
Domestic deposits$1,271,886M
Equity capital$211,685M
ROAQ, quarterly0.59%
ROA, pretax0.59%
ROAQ, quarterly, pretax1.32%
ROEQ, quarterly5.96%
UpdatedMar 22, 2018

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.