Montgomery Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Montgomery Bank has been family-owned since 1957 when it was purchased by Joel Montgomery, Sr. Throughout the years, bank have strived to treat each of it customers as part of family with friendly, personalized service, while still offering the comprehensive services and financial backing of a larger bank.

Cash Management products at Montgomery Bank are designed to save you time and effort and increase cash flow. Whether you want to speed reconciliation functions, access account information, concentrate cash or earn interest on excess funds.

Montgomery New Start Affordable Housing loan product has been created to address the home financing needs in certain Low-to-Moderate income areas and for Low-to-Moderate income indivduals and families*. This mortgage loan program offers more liberal loan-to-value and borrower qualifications than traditional financial methods and there are no minimum loan amounts.

Phone
Call 1-800-455-2275
Monday - Friday 8:00 a.m. to 6:00 p.m.
Saturday 8:00 a.m. to Noon

Mail
Montgomery Bank
1 Montgomery Bank Plaza
P O Box 948
Sikeston, MO 63801