First State Bank, Financial Information

About First State Bank

 Address:
19230 State Route 136
Winchester, OH
Adams County, Ohio
 Established:
Jan 1934
 Number of domestic offices:
13
Total assets$603M
Net income$6M
Net income, quarterly$0M
Total deposits$528M
Domestic deposits$528M
Equity capital$62M
ROA1.15%
ROAQ, quarterly0.12%
ROA, pretax0.12%
ROAQ, quarterly, pretax0.1%
ROE11.04%
ROEQ, quarterly1.14%
UpdatedMay 20, 2021

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First State Bank has been your community bank since 1884. From its original location, to nine current locations, it's been banks mission to better serve Adams, Brown, Highland, and the surrounding counties.

Owned by dedicated stockholders and directed by a board of eight directors, First State Bank's staff and directors are active business owners and citizens in the community.

Locally owned and operated, First State Bank's goal is to enhance individual, as well as community financial prosperity. With the unique ability to make decisions locally and within guidelines that benefit customer needs, an in-house processing system makes the bank unique to other banks in the area. In-house processing means all of bank documents are kept at Main office in Winchester — and this means efficiency.

First State Bank offers full service with the latest technology, like online and mobile banking, to help facilitate all of your money management needs.

For local businesses First State Bank offers many different types of business loans, including agriculture and commercial real estate loans. Plus, First State Bank provide business services, including cash management, remote capture deposit, and merchant card services, to ensure your business has everything it needs to succeed.

Winchester Branch & Main Office
19230 State Route 136
Winchester, OH 45697
937-695-0331