First Exchange Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

First Exchange Bank was proud to help these Morgantown entrepreneurs in meeting their construction financing needs as they provide modern townhouse units to the Morgantown community. With six locations, First Exchange Bank can help turn your dreams into realities in Morgantown and throughout North Central West Virginia.

First Exchange Bank offers a variety of products beyond loans. The bank offers a wide variety of services to help your business go as far as it can. Business loans, business cash management services, and business checking accounts are all offered to help your business succeed.

The First Exchange Bank’s goal is to remain an independent bank within the Marion, Monongalia and Southeastern Wetzel County areas, meeting the credit needs of the community.

Main Office
11 West Main Street
P.O. Box 388 Mannington, WV 26582
Phone: (304) 986-1700
Fax: (304) 986-1711

Fairmont
216 Fairmont Avenue
Fairmont, WV 26554
Phone: (304) 367-1700
Fax: (304) 367-1779

Hundred
Route 250
P.O. Box 780
Hundred, WV 26575
Phone: (304) 775-1700
Fax: (304) 775-1702