CSB Bank, Financial Information

About CSB Bank

 Address:
206 North Main Street
Capac, MI
Saint Clair County, Michigan
 Established:
Jun 1898
 Number of domestic offices:
8
Total assets$220M
Net income$1M
Net income, quarterly$1M
Total deposits$193M
Domestic deposits$193M
Equity capital$20M
ROA0.52%
ROAQ, quarterly0.93%
ROA, pretax0.93%
ROAQ, quarterly, pretax1.22%
ROE5.89%
ROEQ, quarterly10.21%
UpdatedApr 11, 2013

Terms and Definitions

  • Domestic deposits
    The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
  • Equity capital
    Total equity capital (includes preferred and common stock, surplus and undivided profits).
  • ROA
    Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
  • ROE
    Return on equity, annualized net income as a percent of average equity on a consolidated basis.

CSB Bank (formerly Capac State Bank) traces its roots back to 1898, when a handful of local residents banded together to form Capac State Savings Bank with an original investment of $14,200, and a single storefront bank.

Today, CSB is a full-service bank with $216 million in assets, 80 employees, and eight offices, serving customers in St. Clair, Lapeer and Northern Macomb counties. CSB Bank's offices are located in Capac, Allenton, Almont, Armada, Emmett, Imlay City, Memphis, and Yale. CSB Bank has an excellent record of serving communities and supporting its local business owners. CSB Bank is committed to being a strong and common sense market leader in mortgage, commercial and consumer lending.

CSB offers a full range of commercial and retail banking products. For customer convenience services include Internet banking, 24-hour telephone banking, 24-hour ATMs, personal and business use debit cards, merchant services and direct deposit.

Capac Office
206 North Main St.
Capac, MI 48014
Phone: 810-395-4313
Toll Free: 1-800-905-7392
Fax: 810-395-7343

Allenton Office
745 Capac Rd.
Allenton, MI 48002
Phone: 810-395-4306
Fax: 810-395-4401

Armada Office
72890 North Ave.
Armada, MI 48005
Phone: 586-784-4200
Fax: 586-784-4340

Emmett Office
3177 Main St.
Emmett, MI 48022
Phone: 810-384-8400
Fax: 810-384-8901

Imlay City Office
148 North Almont Ave.
Imlay City, MI 48444
Phone: 810-724-6000
Fax: 810-724-2744

Memphis Office
81111 Main St.
Memphis, MI 48041
Phone: 810-392-9922
Fax: 810-392-2788

Yale Office
3 North Main St.
Yale, MI 48097
Phone: 810-387-3229
Fax: 810-387-3057

Almont Office
5515 Van Dyke Rd.
Almont, MI 48003
Phone: 810-798-2200
Fax: 810-798-2220