Community Bank and Trust, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Community Bank and Trust was founded on June 25, 1884, and continues today as a home-owned and locally operated financial institution dedicated to: Exceptional personal service, Timely information and decisions, Quality products and services, Promoting the economic growth of the communities it serves.

Community Bank and Trust operates 14 full service branch offices in Southwest Missouri and Southeast Kansas. Since 1986 the employees of CBT have been actively involved in the success of its bank through the Employee Stock Ownership Plan. Each branch office is managed to specifically meet the financial needs of its customers and community.

Neosho Main Office
100 S. Wood Street
Neosho, Mo. 64850
Phone: (417) 451-1040
Fax: (417) 455-2100

South Neosho Boulevard
528 South Neosho Blvd.
Neosho, Mo. 64850
Phone: (417) 451-1044
Fax: (417) 455- 1000

Neosho Southtown
3105 Lusk Drive
Neosho, Mo. 64850
Phone: (417) 451-1043
Fax: (417) 451 - 8806

Joplin 32nd Street Office
414 E. 32nd Street
Joplin, Mo. 64804
Phone: (417) 624 - 3222
Fax: (417) 624 - 3223

Joplin 7th Street Office
3131 E. 7th Street
Joplin, Mo. 64801
Phone: (417) 626 - 8000
Fax: (417) 626 – 8003

Joplin Rangeline Office
5230 South Rangeline Road
Joplin, Mo. 64804
Phone: (417) 782 - 6000
Fax: (417) 206 – 2208

Joplin North Main Office
5570 N. Main Street Road
Joplin, Mo. 64801
Phone: (417) 624 - 0557
Fax: (417) 624 – 6996

Granby Office
202 North Main Street
Granby, Mo. 64844
Phone: (417) 472 - 6216
Fax: (417) 472 – 6311

Anderson
119 West Main Street
Anderson, Mo. 64831
Phone: (417) 845 - 3346
Fax: (417) 845 – 6041

Seneca Office
1102 Cherokee Ave.
Seneca, Mo. 64865
Phone: (417) 776 - 2221
Fax: (417) 776 – 3171

Carl Junction Office
101 S. Main Street
Carl Junction, MO 64834
Phone: (417) 649 - 7255
Fax: (417) 649 – 7272

Diamond Office
107 Market Street
Diamond, Mo. 64840
Phone: (417) 325 - 6261
Fax: (417) 325 – 6291

Galena Office
215 E. 7th Street
Galena, Ks. 66739
Phone: (620) 783 - 1395
Fax: (620) 783 5365

Riverton Office
6972 S.E. Nighthawk Lane
Riverton, Ks. 66770
Phone: (620) 848 - 3200
Fax: (620) 848 – 3280

CBT Neosho Financial Center
100 S. Wood
Neosho, Mo. 64850
Phone: (417) 451 – 1040
Toll Free: (888) 701 - 1040
Fax: (417) 451 - 4410

CBT Joplin Financial Center
3131 E. 7th Street
Joplin, Mo. 64801
Phone: (417) 626 - 8000
Toll Free: (888) 606 - 1600
Fax: (417) 626 - 8003