Citizens State Bank, Financial Information

Terms and Definitions

• Domestic deposits

  The sum of all domestic deposits, including demand deposits, money market deposits and time deposits.
• Equity capital

  Total equity capital (includes preferred and common stock, surplus and undivided profits).
• ROA

  Return on assets, net income after taxes and extraordinary items (annualized) as a percent of average total assets.
• ROE

  Return on equity, annualized net income as a percent of average equity on a consolidated basis.

Citizens State Bank is a family owned bank that has been quietly doing things right for over 89 years. CSB is a well-established business and holds a prominent status in both its Woodville and Marlin locations. On Sept 2, 1909 in the heart of Marlin, a group of citizens gathered to organize the First State Bank of Marlin. On Sept 15, 1909 the new bank opened its doors and ultimately survived two great depressions. Meanwhile in Woodville on July 30, 1919, Citizens State Bank was incorporated and became the 1,197th bank to receive charter from the great State of Texas. CSB was then reissued a bank charter by the State and became a member of the FDIC on July 2, 1934.

In August of 1997, a new branch was opened in Spurger. In the fall of 2009, Warren branch opened it's doors. The banks Woodville location serves as the home office. Citizens State Bank offers Checking, Savings, Money Market, CDs, IRAs, Loans.

Woodville
102 West Bluff
Woodville TX 75979
phone : 409-283-2561

Woodville Motor Bank
309 West Bluff
Woodville TX 75979
phone : 409-283-2561

Warren
11755 Hwy 69 South
Warren TX 77664
phone : 409-547-2561

Spurger
12618 FM 92 Rd S.
Spurger TX 77660
phone : 409-429-3334

Marlin
101 Live Oak
Marlin TX 76661
phone : 254-883-5586